|
Current account |
|
Account charges |
Fee |
|
Account opening |
Free |
|
Annual charges |
Free |
|
Account closure |
Free |
|
Bank Statements |
Fee |
|
Electronic bank statements |
Free |
|
Postage of bank statements (excl.postal charges) - optional |
0.20 / statement |
|
Value date |
Term |
|
Electronic transfers |
Day |
|
Deposit |
Day |
|
Withdrawal |
Day |
|
Belgian cheque deposits at the cashiers desk (with all reserve) (=< 10,000.00) |
Day +1 |
|
Belgian cheque deposits at the cashiers desk (with all reserve) (> 10,000.00) |
Day +3 |
|
National Transfers (Belgium) |
Fee |
|
Electronic transfers |
Free |
|
Written transfers |
0.25 |
|
Printed written transfers |
5.00 / pack of 10 |
|
Domiciliations, standing orders |
Free |
|
Cash withdrawal in our office (min 200.00) |
Free |
|
International Transfers |
Fee |
|
Within the euro zone |
A EU regulated bank transfer in the euro zone is a payment with following characteristics:
*The transfer is done in one of the member states of the European Union
*The amount of the transfer is maximum 50,000.00
*The transfer order mentions the beneficiary's IBAN as well as the beneficiary's bank BIC code
*The name and address of the beneficiary are mentioned
*The fees are divided between the sender and the beneficiary.
If the conditions for the international transfer in the Euro zone are not fulfilled or if an item of the transfer is incorrect, the tariffs for international transfers out of the Euro zone will be applicable. |
|
Electronic transfers |
Domestic tariff |
|
Written transfers |
0.30 |
|
Outside the euro zone |
|
Electronic transfers |
not available |
|
Written transfers <= 12,500.00 |
15.00 + 0.25% + correspondent's fee (1) |
|
Written transfers > 12,500.00 |
15.00 + 0.10% (maximum 125) + correspondent's fee (1) |
(1)Correspondent's fee : Unless otherwise stated by the sender, the bank charges in Belgium are at your expense while the charges abroad are at the charge of beneficiary. However, our foreign correspondents may levy other charges and commission which will be at charge of the sender's account:
*When payment must be made without charges for beneficiary
*When the beneficiary must receive the nominal amount |
|
Cheques |
|
Cheque certification / cheques |
15.00 |
|
Cashing Belgian cheques (in ) |
Free |
|
Cashing foreign cheques (in or other currencies) (only after effective cashing) |
100.00 + correspondent's fee (1) |
|
(1) Correspondent's fee : fees calculated eventually by the foreign bank(s) will be charged to the client. These fees differ from bank to bank, from country to country. |
|
Bank cards |
Fee |
|
Debit cards, per year, per account holder |
|
Bancontact/Mister Cash/Maestro/Proton |
Free |
|
Credit cards, per year, per account holder |
|
Visa Classic |
25.00 |
|
Visa Gold |
45.00 |
|
American Express Blue |
35.00 |
|
American Express Classic |
65.00 |
|
American Express Gold |
185.00 |
|
Bank cards services |
|
Opposition in case of a lost, stolen or blocked card (Card Stop) |
12.00 |
|
Replacement of a lost, stolen or defect card |
20.00 |
|
Demand for a new pin code |
3.00 |
|
Fee for using the card |
|
Within the european and monetory union |
|
Electronic payment using Bancontact, Proton, VISA, American Express |
Free |
|
Proton card loading |
Free |
|
Cash withdrawal at ATMs using Bancontact debit card |
Free |
|
Cash withdrawal at ATMs using Visa credit card |
1.00% of the sum withdrawn min. 2.50 |
|
Cash withdrawal at ATMs using American Express credit card |
3.50% min. 3.10 |
|
Outside the european and monetory union |
|
Cash withdrawal at ATMs using debit card |
2.00 + 0.40% of the withdrawn amount + 1.40% change commission |
|
Cash withdrawal at ATMs using Visa credit card |
5.00 + 2.00% of the withdrawn amount + 1.40% change commission |
|
Cash withdrawal at ATMs using American Express credit card |
3.50% of the withdrawn amount (min 3.10 ) |
|
Payment in sales outlet (POS) using debit card |
2.00 + 0.40% of withdrawn amount + 1.40% change commission |
|
Payment in sales outlet (POS) using VISA |
1.40% change commission |
|
Payment in sales outlet (POS) using American Express |
Free |
Keytrade Luxembourg